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Chartered 1974 · 38 correspondent markets

Banking built for money that crosses borders.

Open a multi-currency account, settle payments in 38 markets, and keep a named relationship manager on call — one login, no branch queue.

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Today's desk rates

REF. ONLY
USD / EUR 0.9214▲ 0.12%
USD / GBP 0.7791▼ 0.08%
USD / SGD 1.2903▲ 0.05%
USD / AED 3.6725— 0.00%
USD / ZAR 17.842▼ 0.21%
Updated 09:00 GMT, business days Full rate sheet →
Limited time Open a Global Checking account by 30 September 2026 and we'll waive the account fee for 12 months. UK & qualifying international residents, 18+.
See offer details & terms →
Accounts & services

Everything runs through one relationship.

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Global Checking

Hold and spend in 11 currencies from one account and one card, priced at the interbank rate.

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Multi-Currency Savings

Earn interest in the currency you're actually holding, not the one your bank prefers to quote.

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International Transfers

Send same-day to 38 correspondent markets, tracked from your account to theirs.

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Business & Trade

Letters of credit, escrow, and multi-currency settlement for importers and exporters.

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Private Wealth & Custody

A named relationship manager and discretionary portfolios built around succession.

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Cards

Physical and virtual cards that settle at the interbank rate, frozen or reissued from the app.

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Rates & fees

Where your money stands today.

Indicative rates for reference — your exact rate depends on account type and volume. Speak with a banker before you transact.

Currency pair Type Rate 24h change
US Dollar / EuroUSD/EUR Spot 0.9214 ▲ 0.12%
US Dollar / SterlingUSD/GBP Spot 0.7791 ▼ 0.08%
US Dollar / Singapore DollarUSD/SGD Spot 1.2903 ▲ 0.05%
US Dollar / UAE DirhamUSD/AED Spot 3.6725 — 0.00%
US Dollar / South African RandUSD/ZAR Spot 17.842 ▼ 0.21%
12-month term depositUSD Term 4.35% p.a. —

Updated each business day at 09:00 GMT by the Gonet Treasury Desk. Rates shown are indicative only and do not constitute an offer to transact; term deposit rate assumes a $10,000 minimum balance.

Published quarterly · Service disclosure

How Gonet compares.

Numbers we publish so you don't have to take our word for it, benchmarked against comparable international banks.

International transfers settled same day

Gonet
94%
Industry avg.
61%

Correspondent markets reachable directly

Gonet
38
Industry avg.
14

Customer fraud losses reimbursed, 2025

Gonet
98%
Industry avg.
82%

Source: Gonet Q2 2026 service disclosure, self-reported. Industry average based on published comparative reporting for international and correspondent banks of similar scale. Past performance does not guarantee future settlement times.

London Dubai Singapore Panama City Belize City Nairobi
Global reach

A correspondent network spanning five continents.

Gonet settles directly through banking partners in each of these markets, so a payment leaving your account arrives as a domestic transfer at the other end.

  • London GBP · EUR
  • Dubai AED · USD
  • Singapore SGD · USD
  • Panama City USD
  • Belize City BZD · USD
  • Nairobi KES · USD
Open an account

Ready when you are.

Applications are reviewed by a relationship manager, not a queue — most personal accounts are approved within one business day.

  • Government-issued photo ID
  • Proof of address dated within the last 3 months
  • Opening deposit from $500 (personal) or $2,500 (business)

Start your application

Takes about ten minutes. You can save progress and finish later from any device.

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